$250 individual deductible, maximum of $500 per family (eff. 1/1/99).
	Blue Cross/Blue Shield of Illinois provides a PPO (Preferred Provider Option) plan.  Using the PPO hospitals, Plan A benefits are paid as follows:                               Plan A                Plan B

	Out-of-pocket limit                                        $1,250                $6,200
	Chiropractic & physical therapy                            90%                    70%
	Inpatient/outpatient surgery                                 90%                    70%
	Outpatient emergency                                        100%                   100%
	Diagnostic x-rays & lab tests performed in the hospital 100%          100%
	Psychiatric & substance abuse                              90%                     70%
	Well-child care up to age 16                                 90%                     70%
	Wellness benefit - first $500/yr:                            100%                  100%

 

Plan A eligibility - 350 hours quarterly

Plan B eligibility - 240 hours quarterly

HOUR BANK SYSTEM EFFECTIVE 6/1/03:  All hours over 350/quarter are banked up to a maximum of 1400 hours.